Low Income Apartments for Single Mothers

by Marcelina Hardy

in Housing for Single Mothers

Do you need a safe place to live with your children, but don’t have the money to afford some of the apartments you’ve been seeing? Don’t worry, you are not alone. Many single mothers find themselves between a rock and a hard place.

They want a nice apartment to raise their children in, but they don’t have the income needed to pay the rent. This forces them to choose less desirable living conditions, which puts them and their children at risk.

The good news is that single mothers do not have to settle for an apartment in an unsafe neighborhood just to put a roof over their heads. They can seek assistance from the government and local organizations for help finding safe, low income apartments.

Department of Housing and Urban Development

The first place any single mother should go to is the department of Housing and Urban Development, also known as HUD. With an appointment, you can sit down with a counselor who has a list of apartments perfect for single mothers with children. The rent is usually much lower than the apartments you can find on your own because they are especially reserved for low income families.

If you are unable to meet with the counselor, you can learn more about what HUD offers by visiting the HUD website. The application for financial aid or apartment information is available on the website, and it can be completed online and submitted.

Section 8 Housing

Section 8 housing is another program run by the United States government. It differs from what HUD provides because they give single mothers with a low income a voucher. This voucher tells landlords that they have been recognized as being able to take advantage of low income housing.

Not all apartments will allow you to receive a discount on rent. There are Section 8 apartments throughout the area you will have to choose from after receiving the voucher.

Before you get the voucher and start your search for a new place to live, you will have to apply for it. You’ll need to complete the application form and submit it with your W2′s or other tax information.

Chamber of Commerce

The Chamber of Commerce helps local businesses thrive in their community. This includes real estate owners such as landlords. For this reason, many will have a list of apartments available throughout the area. If you stick to the lower rents on the list, you may be able to find something that will be perfect for you and your children.

Social Services – Subsidized Low Income Housing

If you want to stay where you are living now, but can’t afford the past due rent as well as this month’s rent, check with social services. It usually has programs that will pay rent in arrears as well as current rent amounts to get people caught up and back on their feet.

Social services offers programs that help low income families find affordable housing. The programs change often and there are new ones created regularly, so it’s good to check in with a social worker monthly for help.

When There’s a Will There is a Way for Affordable Housing

While it may not seem as though there is any affordable housing options out there today, it might be that you have not found them yet. Keep looking every single day, and don’t give up hope.

The more you get the word out about your situation, the higher your chance of finding a safe, healthy and affordable place to raise your children.

{ 19 comments… read them below or add one }

Kelly Nelson July 25, 2013 at 2:13 am

Hello I’m a single mother of two and I need an apartment I don’t make that much so I have one teenager who is in college which I’m trying to make ends meat to keep her there and it really hard. My second teenager has past to the 12th grade and he is the last one to go to college. I live with my mom and she said she is going to put me out.. And my two teenagers live with her and me. I just need apartment or a house I can afford. Thank you

Tyonie Hodges July 30, 2013 at 8:45 pm

I have four children an I have sickle cell bad an my baby girl has asmatha bad am she had to be on meds daily me ad well I have take pain meds for my sickle cell with me having sickle cell I can’t work an I get a once a

Toni Johnson August 18, 2013 at 1:59 pm

I am deaf single mother of two children. One of my son is almost 2 year old and one of my daughter is unborn yet. I just need an apartment to live place and I am tired of my mom and my roommate always been dramatic. i dont like to see them like that. I have a lot of pay bills, so I am looking for apartment to safe place that I can’t afford this apartment if you still support me as soon as possible. All I need is apartment all paid.

lisa medina August 20, 2013 at 9:20 pm


I was just searching to see if you can help me. i have to nieces who are single parents. one has an 11 year old boy, and is in an LPN program, and works, she also recieve PA but is struggling find an apartment for rent.

My other niece has two children, a 3 month old boy and a 4 year old girl. She is also in a LPN program is and struggling to find an apartment. please can you help them. thank you. lisa 646-671-6060

Yolanda Powell August 22, 2013 at 9:59 pm

I’m a mother of 3,the past years have been so hard and if it wasn’t for them and God I don’t think I would be here.Or in a mental facility somewhere .At this moment my youngest child and I are homeless,things are so unstable,I don’t want to lose him,I don’t want him to give up on learning or life and love.i want to give him a safe,clean home.i give him all the love I can because money is barely enough to pay our cell phone bill n I reward him for his sacrifices and good grades n accompliments.i’ve tried everything,also I suffer from chronic pain,I’m to young!i’m always crying,I don’t know what to do someone please help us.i’m a really good person and I believe our God is good its the world n there made up up rules that make it hard to survive.all I know is I can’t give up

Aida Sanchez August 23, 2013 at 4:18 pm

I’m a single mother of 2, 6 year and 1 year i need help i lose my job, i need to move out by Sunday i don’t no where to go. I know i believe in God he is going to be by my side.

Kyanna Graham September 2, 2013 at 3:28 pm


I am a 18 year old single mother. I have 1 son who is only a week and 3days old. I am currently trying to find a home for us to call our own. I am also in the process of getting a new job. I just graduated high school this year and I am going to attend college next year. I need help getting my feet off the ground!

Jessica Glass September 9, 2013 at 6:39 pm

My name is Jessica I’m a single mom of 3. Looking for a affordable apartment for me and my kids I do work but feld on hard times. I don’t get help from the father are government please any info is needed I live in Georgia,,

tameo September 29, 2013 at 11:51 am

My name is tameo live in Decatur,Ga i’m single mother 3
Yes i’m employed i was living in some apts that had mold and roaches bad and i refused to pay so they decided to evict me and at this
point i have nowhere to go till i can get on feet again i really need
something i can afford

Fati September 29, 2013 at 7:02 pm

Hi m a single mom with 1 year old baby, m suffring in life, I did not pay rent over a 2 months, wich is 1700$ for each month, m looking for apt or house for and my baby plz

Imelda October 10, 2013 at 3:23 pm

I’m a single mother of 3 I been living with my mom but I need my own place with my kids. I do work and get child support for one of my kids but its still not enough for me to afford an expensive app. Since I do not get sny help from the gov. Only Medical..

jade October 11, 2013 at 8:52 pm

hi my name is jade and i am a single mother of 1 i live with my mom and this point but she supposed to be moving soon i have a learning disability i feel very lost annd i need a affordable safe enviroment for me and my baby to stay

adama kamara October 22, 2013 at 9:40 am

Hello, am Adams single mother of four I was employed but now am out of job. I have been living with my baby daddy, but know. I wont to living by my self cause my first three kids there father died long time before I met my baby daddy with the hope that he will treat them like his it did not work at all.my three kids are in Africa with my mom and I won’t them to come and stay with me here in America, that the reason why realy wont and need your help to please have an apartment for us all to stay in. thanks for helping God bless you.

Tracy Spear November 2, 2013 at 11:31 pm

Hello, I’m technically a single hardworking mom not making enough to afford housing at all. My boyfriend and I live with his mom and he has issues and can not get a steady, job that pays well. I make money just covering my bills and I am looking to get out of this lease. I am hurting bad with t and my credit went down to nothing Because I can not afford it once I had my daughter. My boyfriends mother is using supporting us as an excuse to control my daughter, her youngest son is out of control and gets violent when he drinks. It’s not a good environment for my daughter and I have grown up in poverty my mother abandoned me so I have no one. I am starting to finally get a respective 9 to 5 job to stay my life with my daughter. But it’s not cutting it and I need to move out. The 19 year ok is making me nervous

malika November 12, 2013 at 4:17 pm

Hello..My name is Malika, I Have a one year old daughter. I currently live in a shelter. I work, I have Public Assistance and Im a College student, getting my Associates degree in Medical Assisting. Help me out email me or call me at malikacosgrove@gmail.com or 3475676888

Prunella November 18, 2013 at 7:43 am

Hi, I am 19 I’m a single mother of a 17 months girl my parent don’t want anymore us and we don’t know where to go, I have no income and nowhere to go. I don’t know where to please and what to do

Samoan November 21, 2013 at 9:30 pm

I am a single young mother looking for assistance for my 1 yr old daughter and I. I’ve tried so many options in applying for assistance and I can’t seem to find what’s best for me or where to even start. I need assistance ASAP. If anyone know of any programs or assistance that I can receive pls feel free to email me. I wish you all the best of luck in finding what you need.

Marla Washington November 25, 2013 at 4:20 am

Hello im marla and i have a ten months old baby boy. We need a place to stay. My mother put my son n i outside in the cold. So all my stuff was set outside. So can to my grandma house which i cant stay l cant stay long because i don’t wanna her to lose her apartment.. so being search for some were to go. No job at n no GED so i really need help im new to everything. N i don’t have any help. My email is marlaw471@gmail.com. need help please

Georgia A. Harris December 23, 2013 at 6:39 am

I came here from Memphis to stay with my mother tryn to find me and. My three children a place to live not knowing that she was goin to take. My babies away from me now I have been staying at Cass shelter. every since of Nov the 19 until now and I don’t get any money just. Foodstamps and has been looking for us a place to live can u please help me to find a place?

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